Posted on: 3 December 2018
As a homeowner, it is up to you to make sure everything that breaks around your house is repaired or replaced. Those household repairs can really add up, especially if all your appliances were purchased around the same time and they are getting old. One thing that can really help you out with many of these repairs is to carry a home warranty. Here are some of the things that you need to understand about your appliances and home warranties.
Explanation of a home warranty
A home warranty is a plan that will help you to get repairs done on appliances and other systems in the home. A home warranty will also help with the costs of fully replacing the appliances or systems if they are deemed to be too far gone to make it worth repairing them. Don't get a home warranty confused with a homeowner's insurance policy. A homeowner's insurance policy generally only covers things like damage from natural disasters or loss from theft. A home warranty is like having warranties on all your appliances and systems, but with a home warranty, they are all bundled in one and handled by one company.
What can void a home warranty payment on appliances
In order for your appliances and systems to remain covered under your home warranty plan, there are some things that you want to do and things you don't want to do. You want to make sure you keep the appliances clean and keep all of their pieces and parts on or with them. You also don't want to try to make any repairs yourself. Hire a company like A-1 Appliance Service instead. If the repair person comes out and can see that you have been taking apart the appliance, then the warranty company may decide not to cover that appliance. The reason for this is because they can assume that there is the chance the repairs are needed because of damage you did to the appliance yourself.
Know your warranty
Make sure you know all of the appliances you own are covered, and read your policy completely. You want to pay attention to all of the things regarding your policy, such as reasons it may not pay out, how much it will pay out during a specific period of time, and how much the policy will cost you. Once you have a home warranty in place, you will feel much better knowing your appliances are now protected.Share